Best #1Baroda UP Gramin Bank|Loans, Digital Banking Services 2025
About Baroda UP Gramin Bank
Best & Reliable Baroda UP Gramin Bank is one of the leading regional rural banks in Uttar Pradesh, working with the vision of providing inclusive banking services to people across rural and semi-urban areas. Established with the objective of promoting financial inclusion, Baroda UP Gramin Bank offers a wide range of banking solutions including savings accounts, current accounts, deposits, loans, and digital banking facilities. With its extensive network of branches across the state, the bank ensures that even the most remote villages have access to reliable and secure financial services.
History and Background of Baroda UP Gramin Bank
Baroda UP Gramin Bank was formed under the Regional Rural Banks Act with the sponsorship of Bank of Baroda. Since its inception, the bank has focused on bringing modern banking to rural households, farmers, small entrepreneurs, and individuals. Over the years, Baroda UP Gramin Bank has successfully expanded its presence in districts of Uttar Pradesh, becoming a trusted financial partner for millions of people.
The mission of the bank is to empower rural communities by offering affordable credit, savings products, and digital banking opportunities. By blending traditional values with modern technology, Baroda UP Gramin Bank has created a sustainable financial ecosystem for rural India.
Our Legacy: A Story of Service and Strength
Baroda UP Gramin Bank (BUPGB) was established with a profound mission: to be a catalyst for socio-economic development in the rural and semi-urban landscapes of Uttar Pradesh. Formed through the amalgamation of Purvanchal Bank and Baroda Uttar Pradesh Gramin Bank, our institution carries a rich legacy of rural banking, sponsored by the nationally acclaimed Bank of Baroda.
Our Vision: To be the most trusted and preferred bank in our operational area, empowering every segment of society through accessible, affordable, and innovative financial products and services.
Our Mission at [BUPGB Branch Mahdeva Chauraha]:
To provide comprehensive and seamless banking solutions to every household in Mahdeva Chauraha and its surrounding villages.
To act as a primary channel for the disbursement of government welfare schemes, ensuring that benefits reach the intended recipients efficiently.
To promote financial literacy and inclusion, empowering our community with the knowledge to make informed financial decisions.
To fuel local economic growth by providing timely and adequate credit to agriculture, Micro, Small, and Medium Enterprises (MSMEs), and other priority sectors.
Savings Bank Account
Secure your money and earn interest with simple savings options.
Current Account
Designed for businesses, traders, and entrepreneurs for smooth financial transactions.
Fixed Deposits (FD)
Earn attractive interest rates with flexible tenures.
Recurring Deposits (RD)
Build your savings gradually with monthly installments.
Baroda UP Gramin Bank - Loan Services
Kisan Credit Card (KCC)
A revolutionary scheme providing hassle-free and timely credit to farmers for their cultivation and other farm-related expenses.
Tractor and Farm Equipment Loans
Helping farmers modernize their operations with easy financing for tractors, harvesters, and other essential machinery.
Agri-Term Loans
For investment in allied agricultural activities like dairy farming, poultry, fisheries, and horticulture.
Home Loans
Financial support for students pursuing higher education.
Vehicle Loan
Finance your two-wheeler or four-wheeler with simple documentation.
Personal Loans
Easy and quick loans for personal needs
Education Loans
Financial support for students pursuing higher education.
MSME Loans
Helping small businesses and entrepreneurs grow with access to credit
Baroda UP Gramin Bank - Digital Banking Facilities
Mobile Banking (BUPGB M-Connect Plus)
Our powerful and secure mobile banking app allows you to check your balance, view mini-statements, transfer funds (NEFT/IMPS/RTGS), pay bills, and much more, all from your smartphone. Bank anytime, anywhere!
Internet Banking
Access a wide range of banking services from the comfort of your home or office. Our internet banking portal is secure, comprehensive, and easy to navigate.
UPI (Unified Payments Interface)
Make instant payments or receive money directly into your bank account using just a Virtual Payment Address (VPA).
Aadhaar Enabled Payment System (AePS)
Use your Aadhaar number and fingerprint to perform basic banking transactions like cash withdrawal and balance enquiry at any micro-ATM.
Baroda UP Gramin Bank - Government Social Security Schemes
Atal Pension Yojana (APY)
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
A pension scheme for workers in the unorganized sector, ensuring a monthly pension after the age of 60.
An affordable life insurance scheme offering a coverage of ₹2 Lakhs.
An accident insurance scheme offering coverage for accidental death and disability.
Benefits of Banking with Baroda UP Gramin Bank
Banking with Baroda UP Gramin Bank comes with several advantages:
Wide branch network for easy accessibility.
Customer-friendly products designed for rural and semi-urban needs.
Affordable interest rates and transparent charges.
Technology-enabled banking solutions like UPI, NEFT, and internet banking.
Financial inclusion programs for weaker sections of society.
Personalized service with a local touch.
Role of Baroda UP Gramin Bank in Rural Development
Baroda UP Gramin Bank plays a significant role in strengthening the rural economy of Uttar Pradesh. The bank provides credit support to farmers, artisans, small traders, and rural households, thereby enhancing livelihood opportunities.
Agricultural Support
Agriculture is the backbone of rural Uttar Pradesh, and Baroda UP Gramin Bank provides various financial schemes for farmers. From crop loans to modern farming equipment financing, the bank ensures that farmers get timely access to credit and resources.
Promoting Financial Literacy
The bank also conducts financial literacy programs to educate rural people about savings, insurance, digital payments, and responsible borrowing. This initiative empowers individuals to make informed financial decisions.
Women Empowerment
Special loan schemes and self-help group financing initiatives are available for women entrepreneurs. This not only promotes financial independence among women but also boosts the rural economy.
Digital Transformation of Baroda UP Gramin Bank
In the digital era, Baroda UP Gramin Bank has adopted advanced banking solutions to provide convenience and efficiency to its customers. The introduction of mobile banking apps, UPI services, and internet banking has made transactions faster and more reliable. Customers can check account balances, transfer funds, pay bills, and access a wide range of services without visiting the branch.
This digital push has helped the bank expand its customer base while making financial services more accessible to youth and tech-savvy customers in rural areas.
Customer Support and Grievance Redressal
Baroda UP Gramin Bank is committed to offering excellent customer support. Customers can reach out through branch visits, phone banking, or online channels for assistance. A dedicated grievance redressal system ensures that issues are resolved promptly, enhancing customer trust and satisfaction.
Why Choose Baroda UP Gramin Bank?
If you are looking for a reliable banking partner in Uttar Pradesh, Baroda UP Gramin Bank is the right choice. With a strong foundation, wide reach, and customer-centric approach, the bank has earned the trust of millions. Whether it’s savings, loans, or digital banking, Baroda UP Gramin Bank provides complete financial solutions under one roof.
Visit Us Today!
Branch Information:
Branch Name: Baroda UP Gramin Bank, [Mahdeva Chauraha]
Full Address: [Mahdeva Chauraha, Partawal road ]
IFSC Code: [Enter Branch IFSC Code] (Used for NEFT, RTGS, IMPS transactions)
Branch Timings:
Monday to Friday: 10:00 AM – 4:00 PM
Saturday: 10:00 AM – 1:00 PM (Closed on 2nd and 4th Saturdays)
Sunday: Closed
Contact Number: [9628347994]
Email Address: pashupatinathgupt423@gmail.com